His Mr. Suave moustache is iconic not solely to his Solar Life department however in all the firm’s awarding occasions. You see, “suave” interprets to “charming, assured and chic,” which 67-year-old Roberto dela Cruz, continues to radiate amongst his colleagues, purchasers and prospects.
Also called Ah Thao or Duck Head to his shut buddies—due to his specialty meals, duck misua—Robert has been a crowd favourite even earlier than he joined the insurance coverage business 33 years in the past.
“I don’t really feel that previous! However in my youthful years, I was a singer and celebration host. So, I spent and invested so much on garments, sneakers, baggage and jewellery as I at all times needed to feel and look good, particularly throughout my performances. However over time, I’ve modified, and it’s due to Solar Life,” he shares.
Solar Life taught him that actual investments are property that considerably admire in worth via the years. Jewellery is certainly one of them, however alongside insurance coverage, actual property, and shares.
He discovered that good monetary decisions and correct investments can create ripples on one’s monetary state sooner or later, which he has happily skilled firsthand. These are classes that he’s dedicated to share to different Filipinos so long as he can, collectively along with his spouse, Lilian, who can be with Solar Life.
“When individuals ask me why they want a couple of insurance coverage product, I at all times inform them that purchasing extra is a hedge or safety towards time, inflation and taxes,” the award-winning monetary advisor says.
“It’s this perception within the worth of life insurance coverage insurance policies as an actual funding that I personally maintain a number of of my very own. If I’ve the posh of money and time, I can’t hesitate to purchase extra.”
His private favourite amongst Solar Life merchandise is the endowment plan due to its assured options. This covers insurance coverage with endowment advantages, good for the risk-averse preferring mounted revenue from their investments.
And there are purchasers who’ve excessive urge for food for variable-linked insurance coverage (VUL), principally the youthful ones, just like the millennials and zoomers (or Technology Z).
“An important factor about funding, which I discovered from Solar Life, is that in investing, there isn’t any solution to predict the long run,” dela Cruz tells.
In spite of everything, investing is a long-term dedication. Ought to market crash, traders ought to keep on the course, and never really feel unnerved or frightened.
“We must always by no means make an funding choice primarily based on feelings. There are two main emotional funding behaviors to keep away from, and these are worry and greed. It’s important that we should always develop self-discipline to stay with one’s funding aim. Once you let worry and greed take management over you, your sense of path shall be turned the other way up and your plans will all go flawed,” he cautions.
Studying and experiencing are endless processes, he feedback. And each nugget of economic knowledge that he will get, Mr. Suave will at all times share to everybody.
“I’m certain I nonetheless have so much to be taught and expertise. Right here is to extra years of studying and experiencing with Solar Life!”
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